Template · Collections

Second Reminder Email Template

When the friendly nudge goes unanswered, a firmer second reminder restates the facts and asks for a payment date.

What's included

  • Copy a ready-to-send second reminder email
  • Shift tone from friendly to firm without being aggressive
  • Reference the earlier reminder to show a pattern
  • Ask for a specific payment date, not a vague promise
  • Set up the final notice that may follow

5 min read

The template

Send this around seven to ten days after the due date, once the first reminder has gone unanswered. The tone is professional and direct — you are now asking for a commitment, not just jogging a memory.

Subject: Second reminder — invoice [Invoice Number] overdue [Days] days

Hi [Customer Name],

I am following up on invoice [Invoice Number] for [Amount], which fell due on [Due Date] and remains unpaid. My reminder of [First Reminder Date] does not appear to have been actioned.

Could you please let me know by [Response Date] when payment will be made? If there is a reason for the delay — a query on the invoice, an approval hold, or a cash-flow issue — tell me and we can work out the right next step together.

Payment details:
  EFT: [Account Name] / BSB [BSB] / Account [Account Number]
  Reference: [Invoice Number]

I would like to keep this straightforward, so a quick reply confirming a payment date would be appreciated.

Regards,
[Your Name]
[Your Business] | [Phone] | [Email]

How to use it

Name the first reminder explicitly — referencing the earlier date shows the customer this is a tracked sequence, not a one-off. Put the days overdue in the subject line so the ageing is visible at a glance. The most important sentence asks for a payment date by a stated response date; that single request converts a drifting account into something you can hold a customer to. Notice the open invitation to raise a dispute or hardship: surfacing those early routes the account to the right path rather than wasting weeks chasing a debt the customer is contesting.

Firm, not hostile

A firmer tone is not an angry one. Keep the language neutral and businesslike — the facts do the work.

  • Do state the amount, the due date, and the days overdue plainly.
  • Do ask for a specific date by a specific deadline.
  • Do not threaten, accuse, or use capitals and exclamation marks.
  • Do leave a clear door open for a query or hardship.

What happens next

If the response date passes with no payment and no contact, the next step is a final notice that makes the consequence of continued non-payment explicit. Keep a copy of this reminder and the response deadline — the record matters if the matter later escalates to a demand or referral.

Tips

  • Send the second reminder around 7 to 10 days overdue.
  • Reference the first reminder to show a tracked sequence.
  • Ask for a specific payment date by a stated deadline.
  • Stay firm but never hostile — let the facts carry the weight.

FAQ

How is the second reminder different from the first?

It is firmer, references the earlier reminder, and asks for a specific payment date by a stated deadline.

Should I phone as well as email?

A call near this stage often helps — pair it with the written reminder so you have both a conversation and a record.

What if they raise a dispute now?

Acknowledge it, note the specifics, and pause the dunning clock on the disputed portion while you resolve it.

Use it today

Templates are a head start — not legal advice

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